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常见问题解答

  1. What is my first step in applying for financial aid?

    Your first step is to complete a Free Application for 联邦学生资助 (FAFSA), 哪一个可以在 studentaid.gov / h /申请援助/ fafsa. 通过填写此申请, you will see what federal aid you qualify for, 比如赠款或贷款. The FAFSA will also help in determining your eligibility for state grants.

  2. What is the 欧博体育allbet school code?

    我们学校的代码是:013505.

  3. What determines my financial aid eligibility?

    The primary factor in determining financial aid eligibility is financial need. Financial need is based on a determination of the cost of attendance(tuition and fees, 食宿, books and supplies and miscellaneous expense) minus the determined Estimated Family Contribution (EFC).

  4. How do I determine if I am considered “dependent” or “independent” when completing the FAFSA?

    一般来说,如果你是:

      • 在24
      • 没有结婚
      • 没有为研究生学位而努力
      • 不要有孩子
      • Have not served in the US Armed Forces

    You are considered dependent for 金融援助 purposes.

  5. What is an FSA ID and how do I apply for it?

    An FSA ID is a username and password that you must use to log in to certain U.S. Department of Education (ED) 网站s. Your FSA ID identifies you as someone who has the right to access your own personal information on ED 网站s such as the Free Application for 联邦学生资助 (FAFSA®) at www.fafsa.ed.gov /.

    如果你是孩子的父母 依赖学生,你将需要你自己的FSA ID. If you have more than one child attending college, you can use the same FSA ID to sign all applications. Please note: Each FSA ID user must have a unique e-mail address.

    可以在 联邦学生资助 网站.

  6. What are some of the common mistakes people make while filing for financial aid?

    As you complete your FAFSA, please make a note to avoid the following mistakes:

    • Not reading and following the instructions in full
    • 没有完全完成申请
    • Not using the correct Social Security number
    • Not electronically signing the FAFSA
  7. What if my personal credit history is not positive?

    Many education loans are not based on your past or current credit. 即使你已经宣布破产, you may still apply and qualify for federal loans and grants as well as state grants.

  8. What is the difference between a loan and a grant?

    A loan is borrowed funds that you must repay with interest. 奖助金, 另一方面, are funds that are awarded to you to be applied towards your educational expenses and do not need to be repaid.

  9. What is the difference between the Subsidized and Unsubsidized Federal Stafford Loan?

    The Subsidized loan is a federal loan in which the interest is paid by the government while you are in school. The Unsubsidized loan is a loan which is accruing interest while you are in school and you are responsible for the accrual upon the first disbursement of the loan. You have the option of paying the interest or deferring the interest until you graduate or are no longer attending school, 在那个时候, it will be added to the principle of the loan.

  10. Do I need to send a copy of my Student Aid Report (SAR) to the 金融援助 office?

    As long as you listed 欧博体育allbet’s school code (013505) when completing your FAFSA, we will receive your information electronically.

  11. If I take out loans, when will I have to start making payments on them?

    毕业后, 离开学校, 或者降至半日入学率以下, you have a period of time before you have to begin repayment. The “grace period” for Direct Loans is six months from your last date of attendance. The repayment period for all PLUS Loans begins on the date the loan is fully disbursed and the first payment is due within 60 days of the final disbursement.

  12. Why was my file selected for verification and what does this mean?

    Many student files are selected by the Federal Processor in the process of applying for aid. Some files are randomly selected while others are selected due to the appearance of a high number of errors. 如果您的文件被选中, requested documentation should be submitted to the 金融援助 office immediately to ensure timely processing dates are met.

  13. Will a bad grade or withdrawing from class(es) affect my eligibility for aid?

    Both the US Department of Education and the state of Minnesota require that students receiving aid demonstrate continuing academic success in college in order to continue receiving financial aid. This concept is called “Satisfactory Academic Progress” toward a degree. 因此, it is important to maintain high academic scores and strive to complete all registered courses. Please reference the current 欧博体育allbet catalog for additional information regarding SAP requirements.

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